Your Money's Journey

Learn how smart investment decisions can transform your financial future

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Start
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Inflation
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Investing
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Contributing
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Explore

Let's Begin Your Investment Journey

Discover how your money can work for you over time. We'll explore the impact of inflation, the power of investing, and the magic of regular contributions.

The Hidden Cost of Cash

Money kept uninvested loses value over time due to inflation. See how your purchasing power erodes year after year.

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What is Inflation?

Inflation is the rate at which the general level of prices for goods and services rises, causing purchasing power to fall over time.

How Inflation Affects You

If inflation is 2.5% per year, something that costs ₪100 today will cost approximately ₪128 in 10 years.

Historical Context

In Israel, inflation has averaged around 2-3% in recent years, but was much higher in previous decades, even reaching over 400% in the 1980s.

Key Insight

In 10 years, your ₪1,000 will only buy what ₪781 buys today.

The Growth Engine

Investing can help your money grow faster than inflation erodes it. See the power of compound returns over time.

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Types of Investments

Different investments have different potential returns:

  • Stocks: Historically 7-10% average annual returns
  • Bonds: Typically 2-5% returns
  • Real Estate: Often 3-7% returns

Risk vs. Return

Generally, higher potential returns come with higher risk. Diversification can help manage this risk.

Compound Growth

Investment returns compound over time - your returns earn returns of their own, accelerating growth.

Key Insight

By investing at 7.5%, your ₪1,000 grows to ₪2,061 after 10 years - outpacing inflation.

The Multiplier Effect

Adding regular contributions to your investments can dramatically accelerate your wealth growth.

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The Eighth Wonder of the World

Albert Einstein reportedly called compound interest "the eighth wonder of the world," saying "He who understands it, earns it; he who doesn't, pays it."

Regular Contributions

When you contribute regularly, each contribution has time to grow and compound, dramatically increasing your final results.

Start Early

Starting early, even with smaller amounts, often leads to better results than starting later with larger amounts.

Key Insight

Adding just ₪100 monthly grows your investment to ₪20,655 after 10 years - 10× more than your initial investment!

Explore All Possibilities

Experiment with different scenarios to see how your investment could grow over time.

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Results Summary

Initial Investment
₪1,000
Total Contributions
₪12,000
Investment Growth
₪7,655
Final Amount
₪20,655
vs. Uninvested
+₪19,874
Return on Investment
158.8%